March 5, 2025
A Critical and Powerful Management Tool: Easy Steps to Evaluate Marginal Cost of Funds
By Leslie Mondesir
Monetary policy has pivoted out of a rising rate cycle.
A long-lasting inverted yield curve, emergence of non-traditional competitors — such as online banking & fintechs — and a shift in consumer behavior has challenged the traditional operating landscape for community banking, especially the deposit funding environment.
The playing field has changed, and you may wondering where do we go from here? Do we need to rethink our funding strategy?
Leslie Mondesir
Leslie began her career in 2009 in Chicago at an investment banking firm focused on the financial services industry. She joined FHLBank in 2016.
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