Member Solutions Tools and Analysis

Funding Strategies Illustration

• Evaluate change in funding costs for various FHLBank advance types under customized rate movement scenarios.

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Liquidity Stress Analysis​

• A high-level analysis that utilizes member call report data to assess a member’s liquidity position under three stress scenarios — low, moderate and high. Assumptions can be tailored to fit your institutions stress scenario planning.
• We compare your stressed liquidity position across the three scenarios with your current collateral pledged to FHLBank Topeka.
• Available for both banks and credit unions.

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Liquidity Management Analysis

• A comprehensive analysis providing a foundation to help evaluate your current liquidity position and support your existing liquidity plan.
• The analysis takes a collateral based approach to managing liquidity. Inherent in the definition of liquidity is that raising cash does not require asset sales, high-cost deposit specials or maintaining high levels of “cash.” It includes an inventory of funding sources and limits worksheet along with both a liquidity and funding peer comparison.
• Currently available for bank members only.

More InformationExample Coming Soon!

Letter of Credit Utilization Strategies

• Demonstrates the impact of utilizing FHLBank letters of credit through two strategies: 1) to improve your institution’s liquidity position or 2) to enhance earnings performance.
• Available for bank members only.

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Brokered Deposit Analysis We will ask you to provide information on your potential or current brokered portfolio to complete this analysis.

• Compare the deposits in your brokered portfolio to like FHLBank advances for a rate comparison.
• Have brokered deposits nearing maturity? Utilize this analysis to evaluate various funding alternatives and FHLBank advances that fit your institution’s needs.

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Blended and Match Funding Strategy Illustrations

• Analyze the spread and income pickup by funding a loan or group of loans with advances — either in full or in part.
• If considering a blended funding strategy, deposit costs can be adjusted over the funding term.

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Dividend Benefit Analysis

• Illustrates the improved dividend impact realized when fully utilize class B stock though advance funding.

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Collateral Capacity Analysis

• Compares your current pledged loan collateral to FHLBank with call report loan portfolio to look for opportunities to expand collateral base with FHLBank.
• Included in test-your-line documentation.
• Available for bank and credit union members.

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Marginal Cost of Funds & Deposit Portfolio Pricing Strategies

• Designed to help analyze various scenarios and strategies associated with the potential restructure or repricing of your share/deposit portfolio and resulting impact on your cost of funds.
• Available for bank and credit union members.

Rising Rates Example Falling Rates Example

Market Interest Rate Comparison

• Compare deposit pricing trends for various products for a certain market, to select peer institutions and across other alternative funding sources, including FHLBank advances.

Return on Average Equity (ROAE) Analysis

• Provides a breakdown of the key drivers of bank performance relative to return on average equity (ROAE) and return on average assets (ROAA) using a “Dupont” analysis format. Supporting detail for the key categories of performance is also provided to assist in conducting further analysis of a bank’s performance profile.
• The tool has the capability to compare a specific bank’s performance against two different peer groups.
• Available for bank members only.

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New: Member Account Summary

• Snapshot of current FHLBank Topeka position. Detail includes stock balances, product utilization and pledged collateral along with historical advance and letter of credit activity.

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New: PFI Profile

• Displays PFI specific data on the loans delivered into FHLBank’s Mortgage Partnership Program (MPF). The report details annual and year-to-date volumes, program-to-date income information and peer analysis, including loan characteristics detail.​

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